Terms of Service

Last updated: 1 June 2026

1. Acceptance of terms

By accessing or using Stoq ("Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of service

Stoq provides a cloud-based organization management platform for managing inventory. The Service includes product and stock tracking, purchasing, invoicing, catalogues, team access, and related features.

3. Account registration

You must provide accurate information when registering. You are responsible for maintaining the confidentiality of your credentials. You must notify us immediately of any unauthorised use of your account.

4. Your data

You retain ownership of all data you input into the Service, including customer and product records. By using the Service, you grant us a limited licence to process that data solely to provide and improve the Service. We do not sell your data to third parties.

5. Acceptable use

You agree not to use the Service for unlawful purposes, to violate any applicable regulations, to attempt to gain unauthorised access, or to interfere with the operation of the Service.

6. Payment and billing

Subscription fees are billed in advance on a monthly or annual basis. All fees are non-refundable except as required by applicable law. We reserve the right to change pricing with 30 days written notice.

7. Limitation of liability

To the maximum extent permitted by law, Stoq shall not be liable for indirect, incidental, special, consequential, or punitive damages. Our total liability shall not exceed the fees paid by you in the 12 months preceding the claim.

8. Termination

Either party may terminate this agreement at any time. Upon termination, you have 30 days to export your data. After 30 days, data may be permanently deleted.

9. Changes to terms

We may modify these terms at any time. We will provide 30 days notice of material changes via email. Continued use of the Service after changes constitutes acceptance.

10. Governing law

These terms are governed by the laws of Jamaica. Disputes shall be resolved in the courts of Kingston, Jamaica, or by binding arbitration at our election.